Real-estate expert · Budapest and its agglomeration

If it is property,
it is Klingatlan

I am Kling József. I do not sell listings, I sell homes — properties I have seen in person and documented with real figures, from the southern districts of Budapest to the city centre. The mortgage, the insurance and the full cost picture come with the property.

A property from the portfolio
12
Active properties
6
Districts
10/10
Client rating
Not only the property

The whole purchase in one place

For most buyers the hard part is not finding the property — it is everything else. I handle that part too, with one point of contact, all the way through.

Full, bank-independent mortgage brokerage

You do not get one bank’s offer, you get the whole market. I take it end to end: pre-qualification, comparing offers, paperwork, dealing with the bank, drawdown.

  • Every bank offer in one table
  • Otthon Start and CSOK Plusz reviewed
  • The credit assessment followed through

Insurance handled

Home insurance is a condition of the mortgage — and one of the largest hidden costs over the term. A few thousand forints a month can mean a difference of millions over 20 years. We compare the offers and I stay with you up to signing.

  • Home and contents insurance compared
  • Mortgage protection and life cover reviewed
  • Existing policy reviewed, switched at renewal

Full cost analysis

The asking price is only the beginning. Before you make an offer you get an itemised figure for what the purchase actually costs — so nothing surprises you at the contract.

  • Property transfer duty, with reliefs
  • Solicitor and notary fees, land registry cost
  • Total cost of the loan, insurance, valuation
Open the cost analysis →

Mortgage and insurance administration is carried out in accordance with the applicable legislation, with the involvement of my partners. The insurance and loan contract is in every case concluded between you and the financial institution — I help with comparing offers, with the administration and with preparing the contract.

Book a free consultation
Before you buy

How much will the transfer duty be?

Work it out in seconds — the calculator applies the rules in force together with the reliefs, and cites the legislation for each one.

Open the duty calculator
About me

The goal is not the fastest sale.
It is the right decision.

I work as a real-estate expert in Budapest, mainly in the southern districts. What I do is less visible than an advert: I ask what you actually need, I inspect the property on site, and I tell you honestly when something does not add up.

Buying a home is rarely a purely financial decision. That is why most of my clients come through referrals — and I take that as the best feedback there is.

Write to me

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